The primary mission of the Financial Aid Program is to assist, with some form of aid, as many as possible of the applicants accepted for admission who demonstrate financial need and/or appropriate academic achievement. Financial aid awards are tailored to meet the particular needs of the recipient within the limitations of the funds available. Financial aid is awarded with the expectation that it will be renewed each year on the basis of (1) continued financial need, (2) funds available, (3) satisfactory academic progress, and (4) timely application results.
To be considered for any form of aid, applicants must first be accepted for admission. Eligibility for academic merit scholarship awards is based on evaluation of the total record of achievement and promise. Eligibility for need-based aid is determined by a student’s demonstrated financial need as derived from the Free Application for Federal Student Aid (FAFSA). The FAFSA and the application for admission with its supporting credentials are the only forms required from entering freshman applicants seeking need-based financial aid. Scholarships and grants are available to full-time students enrolled in any undergraduate division of the University. Some merit-based scholarships may require separate application procedures.
The application form for federally funded, state funded, and institutional need-based aid is the FAFSA. The form is on the web at fafsa.ed.gov. To complete the FAFSA online, a Personal Identification Number (PIN) must be used. The application for your PIN may be found at www.pin.ed.gov. Any inquiries concerning financial aid and application procedures should be addressed to the Office of Financial Aid.
All financial assistance is awarded for one academic year only. The award will remain approximately the same for four years unless financial circumstances are brought to the attention of the Office of Financial Aid, and/or appropriate academic requirements are not met. Each year students must submit the FAFSA to renew their need-based financial aid.
The Office of Financial Aid will remind students of the appropriate time to reapply for aid through the FAFSA at their home address or through their e-mail account.
Scholarships and grants given for specified periods may not be applied toward attendance during the summer sessions, are not redeemable in cash, and are not transferable in any way (summer aid applications will be available before the end of each spring semester). All awards are subject to renewal qualifications as set forth by the Committee on Admission and Financial Aid and may be rescinded at the discretion of the committee.
Satisfactory Academic Progress
The federal Higher Education Amendments require the University to define and enforce standards of academic progress for students receiving federal or state aid. These standards are on the Financial Aid website (academic renewability criteria, www.jcu.edu/aidjcu/).
Scholarships and Grants
JCU merit scholarship programs are highly competitive and honor students whose contributions and success are measured inside the classroom and beyond. Some unique programs go beyond academic scholarships and reward commitment to leadership and service as well. A complete listing of merit scholarship opportunities offered by the institution can be found at www.jcu.edu/aidjcu/scholarships/merit.htm.
Grant aid represents the largest portion of John Carroll assistance to families every year. Merit scholarships play a significant role for the best and brightest students each year. However, need-based aid (financial support based on family income, assets, and affordability) is our best way to ensure that any and all students accepted to John Carroll University will be able to attend. To be considered for grants, a student must be matriculated in an approved degree program of study. The student must file the Free Application for Federal Student Aid (FAFSA), be making at least satisfactory academic progress, meet all GPA requirements specific to the type of aid, and meet all reapplication requirements. Renewal is limited to a maximum of eight academic-year semesters.
The full listing of institutional grant opportunities can be found at www.jcu.edu/aidjcu/grants/JCU-grants.htm.
The U.S. Department of the Army annually awards ROTC full-tuition scholarships on a competitive basis nationally. Four-year advance designee scholarship winners are selected from high school applicants. Applications are available for submission at www.armyrotc.com. Current college students may also apply for a variety of campus-based scholarships ranging from three semesters to four years by contacting the Department of Military Science at 216-397-4421.
The scholarship provides full tuition and fees, a $1200 yearly book allowance, and a monthly stipend of $300 to $500 for the ten months of the school year. Scholarship winners who reside on campus receive free room and board each academic year, and will commission as a Second Lieutenant into the Regular Army, Army Reserves, or Army National Guard. Competitive opportunities also exist for advanced follow-on education, including medical school and law school. Please consult the Military Science/ROTC website at www.jcu.edu/rotc/ for full details on scholarships, leadership training, and life as a cadet.
Federal and State Government Grants
John Carroll administers federal and state funding programs. In order to qualify for any of these programs, students must complete a Free Application for Federal Student Aid and meet the qualifications as outlined by each program. Details of the types of grant and their eligibility criteria can be found at www.jcu.edu/aidjcu/grants/federal.htm for the federal programs. State program information is located at www.jcu.edu/aidjcu/grants/state.htm.
John Carroll participates in the Federal Direct Loan program as well as the Federal Perkins Loan Program. Information concerning the terms and application process for these programs can be found at www.jcu.edu/aidjcu/loans/index.htm. Private loan funding opportunities are detailed there as well.
John Carroll participates in various tuition remission and tuition exchange programs for families that work in higher education across the country. All of our programs are limited to dependent children of eligible employees if the students meet admission standards and are accepted for admission. John Carroll also participates in three programs that offer full or partial tuition remission for selected, accepted incoming freshmen. Each year the University receives more interest from students to participate in these programs than spaces available. For that reason all students are encouraged to apply for admission in a timely way. Additionally, John Carroll maintains a wait list for students admitted to the University but not originally awarded a position in one of these programs. More details are available at www.jcu.edu/aidjcu/grants/remission.htm.
Veterans Educational Benefits
Veterans Educational Benefits are available to eligible, degree-seeking veterans. Information about the program, including eligibility requirements and benefits, can be found at www.jcu.edu/aidjcu/grants/veterans.htm.
Federal Work-Study Program
The Federal Work-Study Program provides an opportunity for on-campus employment to students who have financial need. The jobs offer the student an opportunity to work in one of the academic or administrative departments on campus. Also, a number of community service jobs are available off-campus. A FAFSA is required to establish need for either type of employment. Available jobs and the application process can be accessed at www.jcu.edu/aidjcu/jobs/index.htm.
Withdrawal and Return of Title IV Funds Policy
Beginning Spring 2002, any student who completely withdraws from the University and is a recipient of federal Title IV financial aid is subject to the policy regarding refund and repayment of those funds. The details of this policy can be found at www.jcu.edu/aidjcu/refunds.htm.
PLEASE NOTE: This policy is independent of the percentage of tuition
charged through John Carroll’s refund policy.
The Office of Financial Aid and the Admission Office are part of the John Carroll Enrollment Division, located on the second floor of Rodman Hall. Staff from either office can be reached at 216-397-4294 or email@example.com.