For most students, summer is considered the final semester of the 2016-2017 award year; therefore, summer financial aid is very limited. A student’s eligibility for summer aid is generally the amount of annual eligibility remaining or not used during the fall and spring semesters. For that reason, students should secure/apply for summer aid (i.e. loans) as early as possible.


  • You must be an admitted/registered John Carroll student.
  • You must complete the 2016-2017 and 2017-2018 FAFSA along with the Summer 2017 Aid Application
  • You must be registered at least half-time to be eligible for federal loans.

Private educational loans are available to students enrolled less than half-time, half-time, or full-time. Since these loans are credit-based and take several weeks to receive funds, you are encouraged to apply as early as possible to ensure your credit check is approved and you can secure payment for your courses.